Credit Report Authorization

Your written instructions

By clicking “Submit for review,” you provide written instructions under the Fair Credit Reporting Act authorizing All Finance LLC, our listed Partners, and the lenders and lending partners to which your application is submitted through them to obtain and use your consumer credit report and related credit scores from one or more consumer reporting agencies, including Experian, Equifax, and TransUnion, in connection with your loan application and to evaluate your eligibility for credit.

Credit Report Authorization: You authorize the use of your application information, consumer credit report, and related credit scores to match and verify your identity, evaluate your loan request, and connect you with potential lenders. This authorization applies to your loan request and is not an authorization for unrelated credit monitoring. The consumer reporting agency and scoring model may vary by provider; this authorization is not limited to a single bureau or score version. Submitting this form does not mean a credit report has already been obtained or that a loan has been approved. Review any additional disclosures or authorization a lender presents before proceeding with that lender.

Your information and your choices

You can review and correct your application before submitting it. Your authorization is recorded with the text and version presented, the submission time, and the applicable partner-directory version.

Credit-report authorization is separate from the marketing call and text consent on the contact step. A lender may present additional credit-inquiry disclosures or seek additional authorization as its application process continues. A hard credit inquiry can affect your credit score.

Read our Partners directory, Privacy Policy, and Personal Loan Notice for more about sharing, lender decisions, and loan terms. For questions or a request concerning this authorization, visit our Contact Us page.