Personal Loan Notice

Who does what

• All Finance LLC markets a free consumer referral service, collects submitted information, and sells that lead to the companies identified on our Partners page.
• Listed partners are independent companies that may provide personal-loan consulting, brokerage, matching, and inquiry follow-up. They are not lenders and may connect consumers with third-party lenders.
• Third-party lenders make all credit decisions, provide required credit disclosures, set loan terms, fund approved loans, and identify themselves in their loan agreements.

Costs and compensation

All Finance does not charge you to use this website or referral service. A company identified on our Partners page may pay All Finance if a referred consumer receives a funded loan. That commercial relationship is explained in our Advertiser Disclosure.

A listed partner may charge you a consulting fee under a separate agreement if you obtain funding. The amount, calculation, payment, cancellation, and refund terms of any consulting fee must be provided by that partner. A lender may also charge interest, origination fees, late fees, or other amounts disclosed in its agreement. Review all costs before accepting an offer.

No offer or guarantee

Website content, estimates, eligibility descriptions, and a submitted request are not an offer or commitment to lend. Approval, available loan amount, annual percentage rate (APR), fees, repayment period, monthly payment, total repayment amount, and funding time vary and are determined by the lender. You may receive no offer. Products are not available in every state.

Credit inquiries

All Finance does not currently obtain a consumer credit report or conduct a soft or hard credit inquiry through this website. Information you enter about your estimated credit score is self-reported.

A company identified on our Partners page or a third-party lender may request authorization for a credit inquiry later in the process. A full lender application may result in a hard credit inquiry that can affect your credit score. Read the separate authorization presented at that time. The consent on the All Finance form is not a credit-report authorization.

Compare the complete cost

Before accepting a personal loan, review at least:

• the APR and whether it is fixed or variable;
• origination, consulting, late, and other fees;
• the amount financed and amount you actually receive;
• the repayment term, payment schedule, and monthly payment;
• the total of payments over the full term;
• prepayment terms and consequences of late or missed payments; and
• whether consolidating debt will actually reduce your total cost.

A lower monthly payment may cost more overall when the repayment period is longer or additional fees apply. Compare alternatives and borrow only what you can reasonably repay.

Information sharing and contact

When you submit a request, you instruct All Finance to sell and disclose your information to the companies identified on our Partners page for your loan inquiry. A listed partner may use and further disclose information under its own privacy policy, including to service providers and potential lenders. Review our Privacy Policy and the partner’s policy before submitting.

The contact-information step presents the automated marketing call and text consent immediately above its Continue button. Consent is not required as a condition of purchasing property, goods, or services. If you consent, you may revoke through any reasonable method, including replying STOP to a text.

Contact All Finance

For questions about this notice, visit our Contact Us page.